| Our Business Philosophy and Promise
1. Our life philosophy is part of our business. We believe that honesty and integrity are the foundation of any successful relationship. No amount of experience or even hard work can replace these attributes.
2. We know that each person is unique and must be treated as an individual. Our clients have specific needs and objectives in buying or selling a home. We spend as much time as necessary listening so that we understand buyer's or seller's personal goal.
3. We know they want someone who is up to speed on real estate technology and can use it well, whether they are selling real estate or buying real estate. The right information and accuracy in handling even the smallest details is crucial in real estate. The best outcome with the minimum of worry and stress is important.
4. We understand that our clients have plenty of choices on where to do business, but they do business with us because of the exceptional service we provide and the value we add to our relationships. This is evidenced from the tremendous number of our clients that refer us to their friends, family members and business associates.  read more
I'm a Professional Real Estate Agent with Charles Rutenberg located in Clearwater, Florida on the Gulf of Mexico. I specialize in luxury homes and beach condos, including luxury waterfront homes and cover all areas of Tampa Bay including Clearwater, St. Petersburg, Sand Key, Indian Rocks Beach, Belleair Beach, Palm Harbor, Dunedin, New Tampa, Oldsmar, Pinellas and Hillsborough County.
Many people are unaware of the many differences in purchasing real estate for a Condominium vs. a Family Home -- Luxury Condos and Homes are a specialty market, which entails a different knowledge by the Real Estate Agent.
Buying or Selling your home shouldn't be a stressful ordeal. Making the smart move of choosing a REALTOR® is your first step to ensuring that your investment in your home pays off.
My services and experience allow you to focus on your move while I manage your home sale or purchase from our initial consultation to the closing deal, and beyond. I pride myself on repeat business and hope you'll come to understand why.
From financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email.
As Your Agent, I Will:
- Complete a comparative market analysis that will compare your home's value to that of your neighbors.
- Compile a comprehensive plan detailing all the efforts I will employ to sell your home, including Internet and local media.
- Present your home to as many qualified buyers as possible getting your home maximum exposure.
- Help you stage your home and generate curb appeal to ensure you get the highest price.
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Assist with obtaining offers and help you in negotiating the best deal as smoothly as possible.
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Help you find your next home and answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Getting the Highest Price for Your Home
Curb appeal is key and could make a difference whether people stop and take a flyer, or drive right by. Here are a few tips to increase the curb appeal of your home. Staging your home is important. Many buyers will stay in your home longer if it's staged appropriately. I have compiled some ideas to present your home in the most effective manner .
Closing Costs to Expect:
- Title insurance fees depend on the sales price of the home.
- Broker's commission is a full-service fee and will cost anywhere between 5% to 7%.
- Local property transfer tax, country transfer tax, state transfer tax, and state capital gains tax are the charges that you'll pay for the privilege of selling your home. Credit to the buyer of unpaid real estate taxes for the prior or current year are variable and depend on when you close and when your taxes are due.
- FHA fees and costs are all fees are now negotiable between an FHA buyer and seller.
- Home inspections fees are in some circumstances paid for by the seller and include pest, radon and other inspections.
- Miscellaneous fees can accrue from correcting problems noticed during the home inspection.
 read more about Phaedra Hubbard request information
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