New Construction Homes in Pinellas County | Pinellas County Real Estate

🏡 Ready to Build or Buy Your New Home in Pinellas County?
Whether you’re searching for a luxury coastal build or a move-in ready new home, I help buyers compare builders, evaluate incentives, and protect their investment from start to finish.

📊 Explore these helpful resources:

Compare everyday costs across local cities.  
• Cost of Living in Pinellas County

 

Learn how to protect your deposit and negotiate upgrades.  
• Buying New Construction Buyer’s Guide

 

See what’s new for FHA, VA, and jumbo buyers.  
• Mortgage Rates & Programs

 

Understand coverage for new builds and flood zones.  
• Insurance Help for Pinellas County  

 

FAQ — New Construction Homes in Pinellas County (2025) 

Are new construction homes common in Pinellas County?

Yes. While Pinellas is mostly built out, many infill lots, tear-downs, and small communities offer new homes in cities like Seminole, St. Petersburg, Largo, Clearwater, and Pinellas Park. Inventory changes weekly. 

 

Do builders offer incentives in 2025?

Many do — including rate buydowns, closing cost credits, and design-studio upgrades. Incentives depend on the builder, community, and how long a home has been on the market. I compare incentives across multiple builders for you. 

 

Can I use my own Realtor® when buying new construction?

Yes — and you should. The on-site salesperson works for the builder. I represent you, help negotiate upgrades, review contracts, and guide inspections, appraisals, and walk-throughs. 

 

What should I look for when choosing a lot?

Lot orientation, flood zone, drainage, distance from busy roads, and resale potential all matter. I review FEMA maps, elevation, and neighborhood comps before you sign a contract. 

 

Do new homes in Pinellas come with warranties?

Yes. Most builders include 1-year workmanship, 2-year systems, and 10-year structural coverage. I help you verify warranty tiers and what’s covered before closing. 

 

How long does a new construction build take?

Most Pinellas builds take 6–12 months depending on permitting, material availability, and builder workload. Move-in-ready and spec homes are available for faster timelines. 

 

Are new construction homes in flood zones?

Some are. Pinellas has mixed flood zones, especially near coastal areas. I check the specific FEMA designation for each property and explain insurance requirements before you commit.

 

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💬 Book a 30-Minute Call to preview the latest builder communities and available incentives.

 

Todd Howard, Realtor® | Charles Rutenberg Realty

GRI • RENE • PSA • SRS • ABR

Serving Pinellas County since 2018

📞 (727) 304-3398 | 📧 toddhowardpa@gmail.com

Book a 30-Minute Call