Things You Need to Know Before Moving to Pinellas County, FL

Moving to Pinellas County, Florida? Discover what life here is really like—from neighborhoods and schools to the cost of living, weather, and lifestyle—from lifelong local and real estate expert Todd Howard.

From Lifelong Local to Your Pinellas Guide

I went to Dunedin Middle, graduated from Dunedin High, and I’ve spent decades watching this area evolve from quiet beach towns into one of Florida’s most desirable places to live. I know every corner of this county because I’ve lived it—not just sold it.

When people come to me thinking about relocating here, they usually start with the same dream: sunshine, palm trees, and sandy beaches. And while all of that’s absolutely real, there’s a lot more you need to know before making the move.

So when someone asks me,

“Todd, what should I know before moving to Pinellas County?”

I don’t give them the generic pitch. I give them the real story—because I’ve lived it.

I’ve helped hundreds of families relocate here, but more importantly, I’ve spent decades living in the neighborhoods you’re curious about. I’ve watched how each community has changed (for better or worse), I’ve seen the market evolve, and I know what most newcomers wish they’d known before making the move.

If you’re considering moving to Florida’s Gulf Coast, here’s what you really need to know about living in Pinellas County.

Choosing the Right Neighborhood: A County with Many Personalities

Pinellas County is only about 38 miles long, but it packs in 24 municipalities—each with a distinct identity. Where you choose to live can totally change your day-to-day experience.

As someone who’s lived here for decades, I can tell you this:

You’re not just picking a house—you’re picking a lifestyle.

Here’s how it breaks down:

North County: Palm Harbor, Lansbrook, Tarpon Springs

Up north, you’ll find slower-paced, family-friendly communities with good schools, parks, and larger yards.

Areas like Palm Harbor and Lansbrook offer a more suburban feel, with access to Lake Tarpon, top-rated schools, and newer construction.

If you want to be close to nature without giving up convenience, this is your zone.

Central Pinellas: Clearwater, Largo, Seminole

The center of the county is all about balance—affordability, access, and variety.

Clearwater offers everything from condos near the beach to quiet inland neighborhoods, while Largo and Seminole give you local vibes without the beach-town price tag.

Mid-county is perfect if you want to be close to everything without the tourist traffic.

South County: St. Pete, Gulfport, the Beaches

South Pinellas has personality and energy.

Downtown St. Petersburg is urban, walkable, artsy, and full of high-rises and converted bungalows.

Gulfport is proudly weird (in a good way), LGBTQ+ friendly, and full of community events and waterfront charm.

Then there’s St. Pete Beach and Treasure Island—where every day can feel like vacation.

If nightlife, art, and coastal culture matter to you, this is your scene.

The Job Market Is Broader Than You’d Think

Many assume Florida’s economy is all tourism and hospitality—but Pinellas County’s job market is more diverse than expected.

Healthcare is a major player, with BayCare, AdventHealth, and Johns Hopkins All Children’s offering strong career opportunities in the medical field. Tech is growing too, especially in St. Petersburg, where startup incubators, design firms, and remote-first companies are carving out a presence.

If you work in education, finance, digital services, or even light manufacturing, there’s a place for you here. And with more companies going remote, Pinellas has become a magnet for professionals who want a better work-life balance without giving up career growth.

That said, wages here can be lower than in major metros, so make sure to factor that into your decision—especially when it comes to housing.

Education in Pinellas: More Than a School District

One of the first things that surprises families relocating to Pinellas County is just how much choice exists when it comes to schools.

This isn’t a district where students simply attend the closest building. Instead, Pinellas has built one of the most diverse and flexible education systems in Florida—one that allows families to choose programs based on their child’s interests, talents, and long-term goals.

Whether you’re raising a budding engineer, a visual artist, or a student who thrives in more structured environments, there’s likely a program designed to support them.

A School System That Lets You Customize

With over 140 schools and nearly 70 application-based programs available across elementary, middle, and high school levels, Pinellas County Schools is anything but one-size-fits-all.

Families can apply to magnet programs focused on everything from STEM and marine science to journalism, criminal justice, and culinary arts. There are also fundamental schools with stricter academic expectations, Montessori programs, charter schools, and virtual learning options—all under the same public school umbrella.

You’ll also find strong arts and music programs, gifted and advanced placement courses, International Baccalaureate and Cambridge curriculum tracks, and industry certification programs that prepare students for careers straight out of high school.

And for students with special needs, the district offers exceptional education programs across several dedicated schools, with support tailored to individual learning requirements.

Planning Ahead is Key

If you’re not planning to send your child to your zoned neighborhood school, you’ll need to apply during the district’s school choice window, which typically runs in January. Program availability is limited, and many use a lottery system and waitlists—so it’s smart to tour schools and attend magnet fairs well in advance.

From elementary to high school, families are encouraged to treat the process like a partnership. It’s not just about enrollment—it’s about finding the best fit.

The Weather is Gorgeous—and Demanding

Yes, you’ll get endless sun, but the climate here has layers.

• Dry season (October to April): Comfortable, sunny, and ideal.
• Wet season (May to September): Hot, humid, and often stormy in the afternoons.
• Hurricane season (June to November): Not constant danger, but definitely something you prepare for.

Locals build their schedules around the weather. Outdoor projects and beach days happen in the mornings. Summer storms roll in like clockwork and usually pass fast—but lightning here is no joke. Flooding can happen quickly, especially in low-lying areas, so elevation and drainage should be part of any home search.

Public Transit is Limited—You’ll Need a Car

There’s a bus system (PSTA) and the Jolley Trolley in beach towns, but public transport won’t get you far fast. Most residents rely on cars for everything, even in walkable areas like downtown St. Pete or Dunedin.

Traffic during peak season (January–April) can be frustrating, especially on weekends or when tourists flock to the beaches. Learn alternate routes, avoid US-19 when you can, and expect bridges to back up during rush hour or storms.

Gas prices in 2025 hover around $3.85/gallon, and car insurance in Florida isn’t cheap—$150–$200/month is average.

Before You Move: A Few Honest Tips

• Don’t buy a home without checking its elevation and flood zone
• Budget for insurance early—it’s not an afterthought here
• Visit in both peak and off-season before deciding on a neighborhood
• Learn the school application timelines if you have kids
• Be ready for your pace—and your priorities—to shift

Final Thoughts

Moving to Pinellas County can absolutely be a dream—but it helps to know what you’re walking into. This isn’t just a vacation spot—it’s a real place, with real challenges and real charm.

And when you understand both? That’s when the lifestyle really clicks.

Need help finding your place here? I’m local, I’ve helped hundreds of families relocate, and I’d be happy to guide you through the process—no pressure, just real support.

FAQs

1. Is Pinellas County a good place to raise a family?

Yes, especially in North and Central Pinellas areas like Palm Harbor, Lansbrook, and Seminole. These neighborhoods offer great schools, parks, and family-friendly events all year round.

2. What’s the best time of year to move to Pinellas County?

Most people prefer moving during the dry season (October to April) for cooler temperatures and less rain. It also gives you time to settle in before hurricane season begins.

3. How competitive is the Pinellas County real estate market?

It’s still competitive in desirable areas like Dunedin and St. Pete, especially for homes under $500k. Working with a local agent helps you act fast and bid smart.

4. What should I know about flood zones and insurance?

Flood zones are common in coastal Florida, and insurance can be pricey. Always check elevation, request a flood certificate, and factor insurance into your total monthly costs before buying.